Getting Marketing and Risk on the same page is one of the primary benefits of adopting CECL provided you've done it in the way that maximizes the value of data
Getting Marketing and Risk on the same page is one of the primary benefits of adopting CECL provided you've done it in the way that maximizes the value of data
Subprime auto loan delinquency rates are jumping while delinquency overall is improving. What is driving the increase? Will it permanently Impact your CECL reserves?
Managing risk of default and changing asset values makes used car lending more challenging than ever
Bank profits and shares were battered earlier this year but are bouncing back. What threats do they face today?
Covid-19 has wiped out millions of jobs and thousands of businesses. It's also introduced tremendous uncertainty into economic forecasts and bank loan loss reserves.
Rising home values across the country may help homeowners' balance sheets but lower affordability may hurt home buyers in the near- and long-term if pressures mount on future home price increases.
CECL can be complex with many possible approaches to loss forecasting. Is it too complex for smaller financial institutions?
The average auto loan term has increased to 69 months with 1/3rd of new loans 6 years and longer. How will longer auto loan terms impact your CECL reserves?