Banks adopting CECL saw a wide range of increases in their reserves. But the bigger impacts are coming from the recession.
Banks adopting CECL saw a wide range of increases in their reserves. But the bigger impacts are coming from the recession.
CECL can be complex with many possible approaches to loss forecasting. Is it too complex for smaller financial institutions?
CECL loss estimates require a forecast of future economic conditions to adjust historical loss rates. What factors should you take into account?
The average auto loan term has increased to 69 months with 1/3rd of new loans 6 years and longer. How will longer auto loan terms impact your CECL reserves?
Some believe that the CECL standard shouldn't apply to community banks and credit unions. What do smaller institutions gain from CECL?