Getting Marketing and Risk on the same page is one of the primary benefits of adopting CECL provided you've done it in the way that maximizes the value of data

Subprime auto loan delinquency rates are jumping while delinquency overall is improving. What is driving the increase? Will it permanently Impact your CECL reserves?

Managing risk of default and changing asset values makes used car lending more challenging than ever

Credit unions' returns are back to pre-pandemic levels with sharp differences by asset size. But it's not all it seems.

Forecasting is hard. CECL forecasts are harder. Why? Historical data must be tied to economic data to understand how macro economics have impacted performance.

The role of the CFO will need to change to meet the future needs of their organizations. It will move from accounting and reporting on the past to anticipating future opportunities.

Bank profits and shares were battered earlier this year but are bouncing back. What threats do they face today?

Covid-19 has wiped out millions of jobs and thousands of businesses. It's also introduced tremendous uncertainty into economic forecasts and bank loan loss reserves.

Rising home values across the country may help homeowners' balance sheets but lower affordability may hurt home buyers in the near- and long-term if pressures mount on future home price increases.